Risk Protection Reimagined

Terms and Conditions

Online Credit Card Payments

The Online Payment Terms constitute a contract between you and Risk Optimized, Inc. Please read them carefully. You may either accept or decline the Terms as indicated at the bottom of this page, but to make payment using the Services you must accept the Terms by clicking “I Accept”. All payments of Risk Optimized, Inc. invoices using the online credit card facilities are subject to the following conditions. Risk Optimized, Inc. accepts the following cards: 

  • American Express
  • Discover
  • MasterCard
  • Visa

You warrant that: 

  • You are 18 years of age or over.
  • You have the appropriate authority to validly accept the Online Payment Terms and are able to and will meet your obligations in relation to these Terms.
  • The credit card used in connection with the Services is issued in your name or you are authorized to use the credit card.
  • You will pay the credit card issuer all charges incurred in the use of the Services.
  • The information supplied by you is true and correct.

When you complete the online payment form, funds will be deducted from your credit card in USD currency. All payments are debited to Risk Optimized, Inc. Due to the way transactions are processed by the external banking sites, there may be delays of 1-3 days in updating your payment in Risk Optimized, Inc.’s records. Credit card payments are secure: 

  • Payments will be processed directly by Authorize.net (US dollar transactions) using Secure Socket Layer (SSL) technology.
  • Credit card numbers are protected with a high level of encryption when transmitted over the Internet.
  • Risk Optimized, Inc. does not store in any way your credit card details.

Confirmation: 

  • If successful, you will receive a confirmation notice of your completed payment.
  • If unsuccessful, you will be advised that your payment has failed. Risk Optimized, Inc. will not be advised why a payment has failed; therefore, you should contact your credit card provider for details.
  • If your payment fails, please use one of the other payment methods described on your invoice to pay your invoice. Please arrange an alternative payment method promptly to ensure continuous use of Risk Optimized, Inc. services and Internet resources.
  • Risk Optimized, Inc. will confirm your payment details via email.

By using Risk Optimized, Inc.’s online credit card facilities you accept and consent to your personal data being provided to the Service Provider for sole purpose of offering and administering the online payment. We respect the privacy of every individual who visits our site. The Risk Optimized, Inc. websites have security measures in place to protect the loss, misuse and alteration of the information under our control. Risk Optimized, Inc.’s Terms and Conditions for online credit card payments are subject to change at any time. Each transaction shall be subject to the specific Terms and Conditions that were in place at the time of the transaction. If you have any questions or concerns, please contact support by email at support@ROIagents.com. Important security note: Never transmit credit card information by e-mail.

Return & Refund Policy

Thanks you for your recent purchase.
If you are not entirely satisfied with your purchase, we’re here to help.
 
Returns
 You have 30 calendar days to return an item from the date of purchase.
To be eligible for a return, you must provide all of the materials received.  Returns are to be mailed to:  Returns, P.O. Box 322, Milldale, CT O6467.

Your item needs to have the receipt or proof of purchase enclosed.  Shipping costs are nonrefundable. 
We will inspect your returned materials and notify you that we have received your returned item(s). We will immediately notify you on the status of your refund.  Once your return is approved, we will initiate a refund.
You will receive the credit within 30 days of receipt of the return.
 

For additional information on how to return your item(s) to us, contact us at support@roiagents.com.

Customer Support
1317 Edgewater Drive, Suite 2088
Orlando FL 32804